Quick Service, Quality Work, We Answer Our Phones 24/7
welcome to Afresa
Savings and Credit Co-operative Society
welcome to Afresa
Rebuilding and empowering lives
welcome to Afresa
Strengthening of social and economic pillar

Welcome To Afresa Sacco

Africa Rebuilding Savings and Credit Cooperative (AFRESA) was founded to address the many financial challenges facing small and micro businesses in Africa. The idea originated from our experience in working with small businesses mainly in the informal sector.

WHO WE ARE

AFRESA is a savings & Credit Cooperative headquartered in Kisumu, Kenya. We give loans at the lowest rate in the market to provide everyone with the opportunity to access credit. Everyone Matters.

property sell

OUR LOAN PRODUCTS

Here at Africa Rebuilding Savings & Credit Cooperative (Afresa ), we have a variety of loan types that best suits each and every member of ours. We've got you covered 24/7. Call us on 020-810-0027  for enquiries

property management

REAL ESTATE PRODUCTS

Letting a property is the aim of all property owners after completing the project. We step in to market your property through various platforms bringing the needed exposure of your property

Why Choose 
Afresa?

We (AFRESA SACCO) are amongst the best financial companies, that offer the best and affordable loans at flexible rates

No Hidden Charges

We have no hidden charges and our rates are affordable to all persons from all walks of life

Low Rates

We charge the lowest in the market to carter for all your financial needs

24/7 Availability

We are available round the clock through our chat rooms, phones and social media

Free Estimate

With a wide range of products our well able customer care are able to fit into your financial needs

Email our support team at any time through: support@afresa.com, or give us a call on 020-810-0027 / 020-810-0028. We will be happy to assist.

Our Products and 
Services

kiosk seller

Starter Loan

With an Interest of 0.99% per month, Starter loan can be taken by all new applicants, eighteen years old and above.

okoa

Okoa Loan

The Interest Rate is 2.0%. Maximum amount borrowed is 80% of your shares.

SME

SME Loans

Interest rate @ 0.99% per month on reducing balance. Maximum amount granted is your savings x 3

Jijenge Loans

With the Jijenge Loan you can borrow up to 3 times your savings with a repayment of up to 12 months.

Advance Loan

Advance Loans

The new Jijenge Loan, allows a member to borrow up to 80% of his/her net salary..

emergency

Exigency Loans

With Exigency Loan, best suited for unforeseen circumstances, a member can get up to 3 x his savings

What our Customers 
are Saying

Excellent customer service. They were friendly and understood my needs. Thanks

David Momanyi

Trader, Kakamega

I highly recommend Afresa. I’ve been able to save & borrow loans to cater for my kids education.

Natalie Anyango

Resident, Kisumu

It’s one of the best Saccos in the country. Efficient & Reliable. Highly recommend them.

Steve Oringi

Teacher, Kisumu

Upcoming 
Events

News and 
Insights

Your Ultimate Savings and Credit Platform

Official Opening of Our Kakamega Branch

Afresa Sacco-Kibos Prisons Visit

ST0CK EXCHANGE